Last Updated: 2/23/2026
These Terms of Service (“Terms”) govern your access to and use of the Money MVC mobile application (the “App”), owned and operated by Joseph Intelligence LLC, a Florida limited liability company (“Company,” “we,” “us,” or “our”).
By creating an account, accessing, or using the App, and by clicking “Accept,” you agree to be legally bound by these Terms.
If you do not agree, do not use the App.
Money MVC provides educational financial tools, budgeting resources, AI-powered insights, and money coaching features for informational and educational purposes only.
The App does not provide investment, legal, tax, accounting, or financial advisory services.
All content, tools, projections, simulations, and AI-generated outputs are provided for informational purposes only.
We are not a registered investment adviser, broker-dealer, financial planner, accountant, or tax professional.
Nothing in the App constitutes personalized financial advice.
You are solely responsible for your financial decisions and should consult a licensed professional before making financial, legal, or tax decisions.
The App may use artificial intelligence systems to generate insights, summaries, projections, or recommendations.
AI-generated content:
You acknowledge that AI systems are probabilistic and may produce errors.
You assume full responsibility for decisions made based on AI-generated outputs.
The App is intended for individuals 18 years of age or older and located in the United States.
By using the App, you represent and warrant that:
To access certain features, you must create an account.
You agree to:
You are responsible for all activity under your account.
You agree not to:
We may suspend or terminate accounts for violations.
All content, branding, software, designs, AI models, and materials in the App are owned by or licensed to the Company.
You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes.
You may not copy, modify, distribute, or create derivative works without written permission.
Your use of the App is also governed by our Privacy Policy, which explains how we collect, use, and store your information.
By using the App, you consent to our data practices as described in the Privacy Policy.
The App is provided “as is” and “as available.”
We make no warranties, express or implied, regarding:
Use of the App is at your own risk.
To the maximum extent permitted by law:
We are not liable for:
Our total aggregate liability shall not exceed $100 or the amount you paid to us in the previous 12 months, whichever is greater.
You agree to indemnify and hold harmless Joseph Intelligence LLC from any claims, liabilities, damages, or expenses arising from:
We may suspend or terminate your access at any time for violation of these Terms.
You may delete your account at any time.
Termination does not limit our rights or remedies.
We may update these Terms periodically.
If changes are material, we may require you to re-accept the updated Terms before continuing to use the App.
Continued use after updates constitutes acceptance.
These Terms are governed by the laws of the State of Florida and the United States, without regard to conflict-of-law principles.
Joseph Intelligence LLC
Joseph@JosephIntelligence.com